Website Terms and Conditions

Last Updated: 06/08/2026

Thank you for visiting the website located at https://primegrowthconsultingfze.com (the "Site"). The Site is an Internet property of Prime Growth Consulting FZE ("Company," "we," "our" or "us"). The following Website Terms and Conditions ("Terms and Conditions") are inclusive of the Prime Growth Consulting FZE Privacy Policy ("Privacy Policy") and any and all other applicable operating rules, policies, price schedules and other supplemental terms and conditions or documents that may be published from time to time, which are expressly incorporated herein by reference (collectively, the "Agreement").

PLEASE REVIEW THE TERMS OF THE AGREEMENT CAREFULLY. IF A USER DOES NOT AGREE WITH THE TERMS OF THE AGREEMENT IN THEIR ENTIRETY, THAT USER IS NOT AUTHORIZED TO USE THE SITE OFFERINGS IN ANY MANNER OR FORM.

THE AGREEMENT CONTAINS DISCLAIMERS OF WARRANTIES, LIMITATIONS OF LIABILITY, RELEASES, A CLASS-ACTION WAIVER, AND THE REQUIREMENT TO ARBITRATE ANY AND ALL CLAIMS THAT MAY ARISE HEREUNDER AGAINST COMPANY, AS WELL AS ITS PARENT, SUBSIDIARIES, RELATED PARTIES, THIRD-PARTY SERVICE PROVIDERS AND MARKETING PARTNERS (COLLECTIVELY, "COVERED PARTIES"), WHO ARE EXPRESS THIRD-PARTY BENEFICIARIES OF THE MANDATORY ARBITRATION PROVISION. THE AFOREMENTIONED PROVISIONS ARE AN ESSENTIAL BASIS OF THE AGREEMENT.

Please be advised that Company is not a home insurance provider, does not itself offer home insurance-related products and/or services, and does not represent any single home insurance provider. We will submit the information that you provide to one or more Third-Party Service Providers and the ultimate terms and conditions of any home insurance-related products and/or services made available via the Contact Services will be determined by the applicable Third-Party Service Providers.

1. Scope; Modification of Agreement

The Agreement constitutes the entire and only agreement between Users and Company with respect to Users' use of the Site Offerings, and supersedes all prior or contemporaneous agreements, representations, warranties and/or understandings with respect to same. Company may amend the Agreement from time to time in its sole discretion, without specific notice to Users; provided, however, that any amendment or modification to the arbitration provisions, prohibition on class action provisions or any other provisions applicable to dispute resolution (collectively, "Dispute Resolution Provisions") shall not apply to any disputes incurred prior to the applicable amendment or modification.

2. Requirements; Termination of Access

The Site Offerings are available only to individuals who can enter into legally binding contracts under applicable law. The Site Offerings are not intended for use by individuals under eighteen (18) years of age. Company may terminate a User's access to the Site Offerings at any time and for any reason, in its sole discretion.

3. Contact Services

Where a User attempts to utilize the Contact Services, that User may be required to submit, and Company may collect, some or all of the following information: (a) the User's e-mail address; (b) the User's full name; (c) the User's telephone number; and (d) any other information collected via the applicable Contact Services form (collectively, "Contact Data"). Upon entering Contact Data and clicking on the applicable submission button on the Site: (i) Company may pass your Contact Data along to one (1) or more of Company's marketing partners and/or affiliates (collectively, "Marketing Partners"), and/or Third-Party Service Providers; (ii) you may be contacted by Company and/or one (1) or more Marketing Partners and/or Third-Party Service Providers regarding your request; and/or (iii) you may be contacted by one (1) or more Marketing Partners with third-party offers. Without limiting the foregoing, where you provided "prior express consent" within the meaning of the TCPA, you may be contacted by Company and/or one (1) or more of its designated Third Party Service Providers regarding your request via telephone, including artificial voice calls, pre-recorded messages and SMS text messaging.

4. Non-Endorsement; Passive Conduit

Company does not sponsor, recommend or endorse any Marketing Partner and/or Third-Party Service Provider that is accessible by or through the Site Offerings. The Third-Party Service Providers that are accessible by and through the Contact Services pay a fee for access to the Users that utilize the Contact Services. Therefore, the amount of compensation we receive, along with other factors, may influence which home insurance providers are featured and which home insurance-related products and/or services you may be offered. Company does not guarantee that Users will successfully find home insurance-related products and/or services through use of the Site Offerings.

5. Interactions

Users are solely responsible for their interactions with Marketing Partners, Third-Party Service Providers and other third-parties. Because Company is not involved in User interactions, in the event that you have a dispute with one or more Marketing Partners and/or Third-Party Service Providers and/or other third-parties, you hereby release Company from any and all claims, demands and/or damages (actual and consequential) of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of, or in any way connected with, such disputes.

6. Representations and Warranties

Each User hereby represents and warrants to Company as follows: (a) the Agreement constitutes such User's legal, valid and binding obligation which is fully enforceable against such User in accordance with its terms; and (b) such User understands and agrees that such User has independently evaluated the desirability of utilizing the Site Offerings and that such User has not relied on any representation and/or warranty other than those set forth in the Agreement.

7. Indemnification

Each User agrees to indemnify, defend and hold Prime Growth Consulting FZE, its members, shareholders, officers, directors, parents, subsidiaries, employees, agents and attorneys (collectively "Covered Parties"), harmless from and against any and all liabilities, claims, actions, suits, proceedings, judgments, fines, damages, costs, losses and/or expenses (including reasonable attorneys' fees) arising from and/or related to: (a) any dispute between that User and any Marketing Partner, Third-Party Service Provider or other third-party; (b) User's breach of the Agreement; (c) User's improper and/or unauthorized use of the Site Offerings; and/or (d) User's submitted content.

8. License Grant

Each User is granted a non-exclusive, non-transferable, revocable and limited license to access and use the Site Offerings. Company may terminate this license at any time for any reason. Unless otherwise expressly authorized by Company, Users may only use the Site Offerings for their own personal, non-commercial use. No part of the Site Offerings may be reproduced in any form or incorporated into any information retrieval system, electronic or mechanical.

9. Disclaimer of Warranties

THE SITE OFFERINGS AND ANY OTHER PRODUCTS AND/OR SERVICES OFFERED BY AND/OR THROUGH SAME ARE PROVIDED TO USERS ON AN "AS IS" AND "AS AVAILABLE" BASIS AND ALL WARRANTIES, EXPRESS AND IMPLIED, ARE DISCLAIMED TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW (INCLUDING, BUT NOT LIMITED TO, THE DISCLAIMER OF ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF INTELLECTUAL PROPERTY AND/OR FITNESS FOR A PARTICULAR PURPOSE).

10. Limitation of Liability

EACH USER EXPRESSLY UNDERSTANDS AND AGREES THAT COMPANY SHALL NOT BE LIABLE TO THAT USER OR ANY THIRD-PARTY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL AND/OR EXEMPLARY DAMAGES INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), TO THE FULLEST EXTENT PERMISSIBLE BY LAW. IF APPLICABLE LAW DOES NOT PERMIT SUCH LIMITATIONS, THE MAXIMUM LIABILITY OF COMPANY TO ANY USER UNDER ANY AND ALL CIRCUMSTANCES WILL BE FIVE HUNDRED DOLLARS ($500.00). NO ACTION, REGARDLESS OF FORM, MAY BE BROUGHT BY ANY USER MORE THAN ONE (1) YEAR FOLLOWING THE EVENT WHICH GAVE RISE TO THE CAUSE OF ACTION.

11. Copyright Policy / DMCA Compliance

Company respects the intellectual property rights of others and expects its users to do the same. If you believe that a copyrighted work has been copied and/or posted via the Site Offerings in a way that constitutes copyright infringement, please contact our designated DMCA agent with the following information: (a) an electronic or physical signature of the person authorized to act on behalf of the owner of the copyrighted work; (b) an identification and location of the copyrighted work that you claim has been infringed; (c) a written statement of good faith belief that the disputed use is not authorized by the owner, its agent, or the law; (d) your name and contact information; and (e) a statement that the above information in your notice is accurate and, under penalty of perjury, that you are the copyright owner or authorized to act on the copyright owner's behalf.

DMCA Contact: Primve Grwoth Consulting FZE · legal@primegrowthconsultingfze.com ·

12. Text Messages

Users may request to receive marketing offers from Company via text message. Supporting carriers include AT&T®, Sprint®, Verizon®, T-Mobile®, and other major wireless carriers. Consumers may opt out of receiving text messages by replying "STOP," "END" or "QUIT" to any SMS message that they receive. Consumers may also reply with "HELP" or email us at: hello@primegrowthconsultingfze.com for support. Standard message and data rates may apply.

13. Dispute Resolution Provisions

The Agreement shall be treated as though it were executed and performed in [GOVERNING JURISDICTION — CONFIRM WITH LAWYER], and any proceeding arising in connection with the Agreement may only be brought under the laws of [GOVERNING JURISDICTION]. The parties hereby agree to arbitrate all claims that may arise under the Agreement. Without limiting the foregoing, should a dispute arise between you and Company and/or any Covered Party: (a) each party agrees to submit their dispute for resolution by arbitration before a reputable arbitration organization as mutually agreed upon by the parties, in accordance with the then current General Arbitration Rules & Procedures of JAMS; and (b) you agree to first commence a formal dispute proceeding by completing and submitting an Initial Dispute Notice to hello@primegrowthconsultingfze.com. The applicable Covered Party may choose to provide you with a final written settlement offer after receiving your Initial Dispute Notice. Any award rendered shall be final and conclusive to the parties and a judgment thereon may be entered in any court of competent jurisdiction.

To the extent permitted by law, you agree that you will not bring, join or participate in any class action lawsuit and/or class arbitration as to any claim, dispute or controversy that you may have against any Covered Entity or Company. You may opt-out of these dispute resolution provisions by providing written notice of your decision within thirty (30) days of the date that you first access the Site.

14. Electronic Signatures

You acknowledge and agree that by clicking on the opt-in or other button used to submit information, you are submitting a legally binding electronic signature and entering into a legally binding contract. You acknowledge that your electronic submission constitutes your agreement and intent to be bound by the Agreement. YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS AND OTHER RECORDS AND TO ELECTRONIC DELIVERY OF NOTICES, POLICIES AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED THROUGH THE SITE AND/OR OTHER COMPANY OFFERINGS.

15. Miscellaneous

To the extent that anything in or associated with the Site Offerings is in conflict or inconsistent with the Agreement, the Agreement shall take precedence. Company's failure to enforce any provision of the Agreement shall not be deemed a waiver of such provision. Should any part of the Agreement be held invalid or unenforceable, that portion shall be construed consistent with applicable law and the remaining portions shall remain in full force and effect.

16. Contact Us

If you have any questions about the Agreement, Site Offerings or the practices of Company, you may email us at: hello@primegrowthconsultingfze.com; or send us mail to: Al Shmookh Business Centre, UAQ Free Trade Zone, Umm Al Quwain, United Arab Emirates.